Do you spend more when using a credit card?

Credit-Card Amex

Originally posted on Quora, answering the question: Do you think using a credit card costs you more money? Follow me on Quora. Whether you pay for an item with cash, debit or credit card, the price of the item remains the same. Many claim that they are advantages in using credit cards. Such as accumulating travel miles or getting 2% cash back. However, there is one major disadvantage of using credit cards that many people simply don’t know about. Many studies have shown that the consumer tends to spend more money when using plastic instead of cash. Some psychologists say that’s because our […]

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A review of the movie Silence

Silence: A Review In late 2016, acclaimed movie-director Martin Scorsese, who famously directed movies like the Goodfellas and Casino, released his latest project entitled; Silence. It’s the first time, since Kundun that Scorsese directs a movie that focuses on spirituality. The film also tackles topics like faith, sacrifice and religion. I was looking forward to watch it and write a review. Silence stars Andrew Garfield and Adam Driver and Liam Neeson. It tells the story of two Jesuits missionaries who travel to Japan to locate their mentor after they received a worrisome letter. With the permission of Father Alessandro Valignano (played by Ciarán Hinds) the […]

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Dave Ramsey or Suze Orman?

I’m a Dave Ramsey Fan Boy Originally posted on Quora, answering the question: Dave Ramsey or Suze Orman? Follow me on Quora. Thanks for the A2A. First of all, I suggest you read my answers from previous questions on debt and Dave Ramsey, here, here, here, here, here, here and here.

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How do introverts enjoy life?

Like many others, I am an introvert. I discovered this when I was younger when all my friends wanted to drink and party in night clubs and I just wanted to go the theaters and watch the latest Hollywood blockbuster. The main difference between introverts and extroverts, is that extroverts love to be surrounded by others. Introverts love to be surrounded by people too. However after a while, they reached their limit and need to be alone. As a result, being near too many people for too much time causes anxiety and drains valuable energy. Therefore I enjoy spending time […]

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How to Be a Good Conversationalist?


I first heard of Toastmasters in 2005, in an Italian cafe. One day while I was lounging around with a friend sipping on an espresso when one of the regulars of the cafe walked in. He was a big, loud and obnoxious man. If you have ever been in an Italian cafe, you know there are two subjects that Italians are really passionate about, politics and soccer (football for you European readers.) Instigated by someone’s comment, he started telling people how Italy was going to win the World Cup in 2006 (which they did!). Most people gathered around listening to […]

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